Now accepting signups for early access

Your AI
Financial
Copilot

All your money in one place. Budgexa helps you track spending, plan your budget, grow your savings, and make better decisions with your money.

Read-only & non-custodial
•Personalized daily insights
•Built for Nigeria

SAVINGS GROWTH

24%

9:41

Financial overview

₦18,200

Safe-to-spend balance

Morning, Adeb! Based on your goals, you can safely spend ₦4,500 today.
Nice! How much can I spend without messing up my savings?
Food & groceries+ 18%
Safe-to-spend₦4,500
Saving goal72%

All summary

You're spending more on dining this week, but still on track for your savings goal.

₦7,000

SAVED THIS MONTH

Track
Plan
Grow
✦✦

Nobody taught us how to budget on allowance, gig pay, or a freelance invoice that lands whenever it lands. Most money apps assume a fixed salary. Budgexa doesn't. It looks at your money the way it actually shows up, and tells you what to do next, in plain English, every day.

Nobody taught us this. So we built the guide we wish we'd had.

Budget overview

₦24,650

Active
Monthly Spend68%
Allowance & Stash₦18,000
Discretionary₦6,650
Ask Budgexa AI
Clarity First

One dashboard.
No jargon. No shame.

Log your spending, set a goal that actually fits your income, and ask Budgexa what your numbers mean, in plain language. The app stays simple. The thinking happens behind the scenes.

Zero confusing spreadsheets or banking acronyms
Instant AI breakdown of where every naira is going
Realistic goals shaped around flexible Nigerian income
Actionable Intelligence

Make an impact on your money, not just your dashboard.

Budgexa turns raw transactions into useful decisions. Track every naira, spot patterns, and get personalized guidance using your own financial data.

01 · SMART TRACKING
02 · BUDGETING
03 · SAVINGS GOALS
04 · PERSONALIZED INSIGHTS

BUDGEXA · TODAY

Real-time

₦12,000

Safe-to-spend balance

Groceries₦6,200
Transport₦1,500
Saving goal72%

AI Guidance

You're still on track this week. Keep your dining under ₦3,000 to hit your target.

“

It's simple to use and helps keep my spending in check.

MICHEAL., VIA F6S

Budgexa

Join the waitlist.

Be among the first to shape how the next generation manages money. We're in closed beta, and we're letting people in gradually.

Botanical overlay
Early Access Beta

Be the first to build smarter financial habits.

We're currently onboarding users in small cohorts to ensure a personalized, seamless experience. Reserve your spot today to get early access.

Join the Closed Beta

Zero spam. Free early access perks.

Small Wins, Counted.

Budgexa measures progress in habits built, not just Naira saved.

Read-only & non-custodialBuilt for NigeriaNDPR-aligned data practices

Budgexa never moves, holds, or withdraws your money. Bank Bank connectivity is coming soon.